New Hampshire Injuries

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Portsmouth dog tore up my daughter and now everyone says it's the wrong insurance claim

When a Portsmouth student gets badly bitten by a neighbor's dog while doing something even loosely tied to work, the fight usually starts over which insurance bucket should pay first.

ARTICLE by Michelle Caron

Sorting Out Uber Insurance After a New Hampshire Crash

If you got hurt in a New Hampshire rideshare or delivery crash, the fight is usually about which insurance policy was actually on the hook when the app was on, waiting, or mid-trip.

ARTICLE by Tyler Adams

My husband can barely breathe after that Portsmouth shift - now they're using Facebook against him

What actually happens when a Portsmouth worker with prior VA disability benefits suffers lung damage on the job and the insurer starts twisting social media posts into "proof" he isn't hurt.

ARTICLE by Peter Goulet

Passenger Rights After a Rear-End Crash on I-93

In New Hampshire, an injured passenger usually has a claim, but which insurance pays depends on who caused the crash, how many vehicles were involved, and how hard the carrier leans on your old back records.

ARTICLE by Peter Goulet

Recorded Statement

Say the wrong thing in one of these, and an insurance adjuster may use your own words to shrink or deny your claim. A casual answer like "I'm fine" or a guess about speed,...

No money for a lawyer after a Rochester rear-end crash - am I stuck with this disc injury now?

A Rochester salon worker thought the crash was minor, then a herniated disc blew up her ability to stand all day while three insurers started the usual finger-pointing.

ARTICLE by Aisha Diallo

Just found out Laconia solvent claims can run out fast

A Laconia parks worker with a chronic illness from years around solvents can still have rights even if immigration status made reporting feel dangerous, but the money side is messier than most people expect.

ARTICLE by Keith Thibodeau

Your SI joint injury can outlast the crash - and your boss may bet on that

A Nashua daycare worker with possible SI joint dysfunction after a rear-end crash may get squeezed from both sides: the insurer watching everything and an employer known for punishing people who speak up.

ARTICLE by Brian Lavoie

Why is the insurer rushing me to send photos before Nashua pothole evidence disappears?

Everyone says "just send them what they ask for," but actually a fast photo request can lock you into a smaller story before the best evidence is preserved. Exceptions and edge...

My foreman says the ER mistake resets the deadline - does it?

A missed internal injury can turn a workers' comp claim into a malpractice and third-party money fight, and the calendar can wreck all of it.

ARTICLE by Aisha Diallo

SR-22 insurance

"You need to file an SR-22 to get your license back," or "The DMV requires proof on file before reinstatement," is how most people first run into this phrase. What it means is...

Why does the Concord insurer keep asking for my wife's old back scans?

3 years is New Hampshire's usual lawsuit deadline for injury claims under RSA 508:4, but the insurer asks for old scans long before that for one reason: to say your wife was...

can a Laconia motorcycle settlement cut my SSDI off when they're already blaming me for most of the crash

If you're on SSDI in New Hampshire, a motorcycle injury settlement usually does not kill those monthly checks, but the fault fight can gut the payout and create other benefit problems fast.

ARTICLE by Janet Prescott

look-back period

Like checking a rearview mirror to see what is still close enough to matter, a look-back period is the stretch of time a court, agency, employer, or insurer reviews when...

Can my Laconia boss force me to use my insurance after faulty brakes wrecked me?

You generally have 2 years to give notice of a New Hampshire workers' comp injury and 3 years to bring a product-liability lawsuit. If you wait too long, you can lose one claim...

Did I miss the deadline to deal with Medicare on my Keene settlement?

Since insurers now report injury settlements electronically under federal Medicare reporting rules, this can blow up faster than it used to. If you are on Medicare, the big...

Can New Hampshire insurers deny my Portsmouth rideshare injury claim because of an old MRI?

The insurer will tell you your pain is "pre-existing" and not their problem. Do not let that frame the claim. What is actually true in New Hampshire is that an at-fault driver...

roadside inspection violation

A roadside inspection violation is a safety or regulatory problem documented by an officer or inspector during a stop of a commercial vehicle, such as faulty brakes, bad tires,...

Months after my Nashua crash, who takes my settlement before I do?

In New Hampshire, moderate injury settlements are often in the five figures, and no, waiting a few months does not mean Medicare, Medicaid, or your insurer automatically gets...

serious traffic violation CDL

A conviction in this category can cost a commercial driver income quickly because it can trigger a CDL disqualification, raise insurance costs, and become damaging evidence...